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Accounting

141. Interstate Banking   (8  Pages, 95.6 $ (USD) )
In this 8 page paper the author shows how banking limitations have long restricted consumers from conducting business outside the home state where their account originated. Now, however, with the implementation of interstate banking, people can do the same activities at any out-of-state bank they choose as though they are in their own hometown branch. The writer discusses the reasons behind the measure, as well as addresses the pros and cons. Bibliography lists 11 sources.
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142. Changes & Challenges Facing Small Community Banks   (6  Pages, 71.7 $ (USD) )
This 6 page paper discusses the changing face and personality of small, community banks. In the face of the many financial mergers of banks throughout the U.S., small communities are finding that their hometown bank may actually have a 'hometown' 2,000 miles away. Bibliography lists 9 sources.
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143. The Dow Jones Industrial Average   (8  Pages, 95.6 $ (USD) )
An 8 page paper on the Dow Jones industrial average, who started it, how and when it was started, what it consists of, what companies are on it today/past, and its affects on our economy. The paper includes comparison charts to other indices and a discussion of how the Dow benefits our economy. Bibliography lists 6 sources.
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144. Effects Of Demand & Zero Price Elasticity On Dow Jones   (5  Pages, 59.75 $ (USD) )
A 5 page discussion of how, despite the atrophy experienced by the Dow Jones Industrial Average over 3 decades, that a monetarist-type demand created a zero price elasticity that spared the company from its conservative growth policy, which in turn extended to the functioning of the macroeconomic realm of the New York Stock Exchange. Bibliography lists 5 sources.
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145. The Dow Jones Effect on Lexus Purchases   (3  Pages, 35.85 $ (USD) )
This 3 page essay discusses the past few months of the Dow Jones roller coaster ride and looks at it in terms of the demand for Toyota's luxury auto line, Lexus. Bibliography lists 3 sources.
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146. The Effects Of Institutional Ownership   (5  Pages, 59.75 $ (USD) )
A 5 page essay analyzing the effects of institutional ownership. The writer posits that institutional ownership has numerous down-sides including conflict of interest and lack of interest in the management of the company while the entrepreneur investor is interested in all aspects of the company. Bibliography lists 3 sources.
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147. Bank Mergers   (5  Pages, 59.75 $ (USD) )
A 5 page discussion of legal issues and considerations in bank mergers. Primary focus is upon the Federal Bank Holding Company Act and Bank Merger Act. Bibliography lists 5 sources.
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148. The Wells-Fargo-Norwest Merger   (9  Pages, 107.55 $ (USD) )
A 9 page paper discussing both pre- and post-merger health of these two banks that have combined to become the 7th largest in the country. Discussed in the paper are such items as capital adequacy, asset quality, liquidity and CAMELS, an internal-operation performed by bank examiners. Both were very well managed before their merger that became effective November 2, 1998, and the combined strength of the two holds promise for the resulting Wells-Fargo business entitiy. Bibliography lists 12+ sources.
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149. Nine Months Of Merger Activity   (5  Pages, 59.75 $ (USD) )
A 5 page paper discussing the astounding rates of merger activity not only in the US, but all over the world. The writer focuses on the US and uses the financial services industry as its prime example since that industry is the most flamboyant in its merger activity. Banks show no hesitation at paying three and four times the stated book value for the entity they want to buy, and often pay as much as 20 times the earnings rate of the bank they are buying in order to expand their asset base. Bibliography lists 5 sources.
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150. Bank Mergers and Related Decline in Customer Service   (5  Pages, 59.75 $ (USD) )
This 5 page paper discusses how decisions made by financial institutions decision to merge leads to a decrease in customer service and increases the motivation for cross-selling of products such as insurance. The report looks specifically at the Canadian banking system as an example. Bibliography lists 5 sources.
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